Consolidating Debt with Home Equity
Explore whether using your home equity to consolidate debt could lower your monthly payments, reduce interest costs, or simplify your finances.

Not Familiar With Some of These Terms?
Combining multiple debts into a single loan or payment, which may make your monthly payments and overall finances easier to manage.
Debt backed by an asset, such as your home. Using home equity to consolidate debt means your home serves as collateral for the loan.
The difference between the interest costs of your current mortgage and a new loan over a specific period of time.
The amount of money coming in and going out each month. Consolidating debt may change your monthly payments and affect the money available for other expenses.
Make More Informed Decisions About Your Home Equity
Explore Home Equity Options
Whether you’re planning a home improvement, consolidating debt, or preparing for a major expense, explore ways to put the equity in your home to work.
Connect with an IncredibleBank banker to discuss your goals, ask questions, and explore home equity options that fit your needs.
See our current home equity rates and explore borrowing options that can help you make the most of your home’s equity.
Ready to move forward? Start your application and take the next step toward putting your home’s equity to work.
Find an IncredibleBank location near you and connect with our team for personal guidance on your home equity options.