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Inventory financing built for dealers and manufacturers.
Support inventory purchases, manage cash flow, and keep sales moving with floor plan financing tailored to your business.
Specialized financing for inventory-driven businesses.
Our team understands the unique financing needs of commercial vehicle and equipment dealers.
Access financing designed to help maintain inventory levels and support ongoing sales.
We work with manufacturers to develop floor plan programs that strengthen dealer networks.
Our floor plan lending team serves dealers and manufacturers across the country.
Financing that keeps inventory moving.
Floor plan financing provides a revolving source of funds that helps dealers purchase inventory and replenish stock as units are sold.
We'll work with you to determine an inventory financing solution that fits your business.
Use your approved credit line to finance vehicles or equipment for sale.
As inventory is sold, balances are repaid according to program terms.
Available credit can be reused to maintain inventory and support future growth.
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From first conversation to inventory financing.
Financing inventory starts with a conversation. Our specialists will learn about your business, discuss your inventory needs, and guide you through the process from application to available financing.
Share information about your dealership, manufacturer program, or inventory needs.
We'll discuss available structures and identify the right solution.
Provide the information needed to establish your floor plan financing program.
Access funds and begin financing vehicles or equipment.
Floor plan financing may be a good fit if you:
Support inventory needs for truck, bus, ambulance, tow truck, and specialty vehicle sales.
Finance inventory for construction, aggregate, forestry, and related equipment.
Keep inventory available while preserving working capital for other business needs.
Maintain inventory levels while navigating changing demand cycles.
Meet Our Floor Plan Lending Team
From commercial vehicle dealerships to heavy equipment manufacturers, our specialists understand the financing needs of inventory-driven businesses.
Why dealers choose IncredibleBank.
We specialize in financing programs built around dealer and manufacturer needs.
Our floor plan lending programs support businesses across the country.
Maintain inventory, strengthen dealer relationships, and support long-term success.
Know more. Decide better.
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Frequently Asked Questions
You might find what you’re looking for right here.
Floor plan financing is a type of inventory financing that allows dealers to purchase vehicles or equipment using a revolving line of credit secured by the inventory being sold.
Floor plan financing is commonly used by commercial vehicle dealers, equipment dealers, manufacturers, and specialty vehicle dealers.
Dealers use a revolving credit line to purchase inventory. As inventory is sold, balances are repaid and credit becomes available for future purchases.
We work with commercial vehicle dealers, heavy equipment dealers, construction equipment dealers, forestry equipment dealers, and related industries.
Talk with a member of our floor plan lending team to discuss your inventory financing needs and available program options.
Yes. We partner with manufacturers to create floor plan lending programs that support dealer networks and stimulate sales.