PERSONAL BANKING

InSight Savings

Build savings for whatever comes next. InSight Savings helps you set money aside with no monthly maintenance fees, convenient digital banking tools, and support from a team invested in your success.

Decorative icon
FDIC Insured
Decorative icon
No Monthly Maintenance Fees
Decorative icon
Mobile & Online Banking
InSight Savings account
Why IncredibleBank

A savings account built for real life.

Whether you're building an emergency fund, saving for a vacation, planning a major purchase, or preparing for what's next, InSight Savings gives you a simple place to grow your money without unnecessary fees or complexity.

Icon frame
Savings That Work for You

Grow your savings while keeping your money accessible when you need it.

Icon frame
No Monthly Maintenance Fees

Keep more of your money working toward your goals without worrying about monthly maintenance fees.

Icon frame
Built for Your Life

Track progress, transfer funds, and manage your savings through online and mobile banking whenever it's convenient for you.

ACCOUNT FEATURES

Everything you need to start saving.

A simple savings account designed to help you build toward your goals with convenient access, digital tools, and no monthly maintenance fees.

No Monthly Maintenance Fees
Earn Interest on Your Savings
Mobile & Online Banking
FDIC Insured
InSight Checking account features
What's Included

Everything this account comes with.

Build savings at your own pace with digital tools, account access, and support designed to help you stay on track toward your financial goals.

Icon frame
Account Alerts

Receive notifications that help you stay informed about account activity and balances.

Icon frame
Automated Transfers

Set up recurring transfers and build your savings consistently without thinking about it.

Icon frame
Easy Access to Your Funds

Access your savings when you need it without locking your money into a fixed term.

Icon frame
eStatements

Stay organized and keep track of your savings activity with convenient electronic statements.

Icon frame
Digital Account Access

Check balances, monitor activity, and manage your savings from wherever life takes you.

Icon frame
Local Support

Get help from a local banker whenever questions arise or your savings goals change.

IS THIS RIGHT FOR YOU?

Whatever you're saving for, it starts with a plan.

Set aside money for unexpected expenses and life's surprises.

‍

Turn future travel plans into a savings goal you can work toward today.

Prepare for birthdays, holidays, celebrations, and other important milestones.

Build a dedicated savings fund for your next vehicle purchase.

Compare Your Options

Find the Savings Account That Fits.

Not sure which savings solution is right for your goals? Compare our most popular savings options side-by-side.
InSight Savings
InFocus Money Market
12-Month CD
Best For
Building savings gradually while maintaining easy access to your money
Customers who maintain higher balances and want to earn more while keeping funds accessible
Funds you don't need immediate access to and want to grow at a fixed rate
Interest Earnings*
Standard Savings Rate
Tiered Interest Rates
Fixed APY for the term
Minimum to Open
$25
$25
$1,000
Monthly Fee
$0
$7 (waived with $2,500 daily balance)
$0
Access to Funds
Available when you need them
Convenient withdrawals and check-writing privileges
Fixed term; early withdrawal penalties may apply
Check Writing
No
Yes
No
Debit Card Access
No
Yes
No

*Interest earnings are subject to the terms and rates listed on our Rates Page.

YOU MIGHT ALSO BE INTERESTED IN

Products that work better together.

Icon frame
InSight Checking

Keep your everyday spending and savings organized with accounts designed to work seamlessly together.

Icon frame
InFocus Money Market

Looking for higher earning potential while keeping your money accessible? A Money Market account may be the next step.

Icon frame
IncredibleWealth

Ready to think beyond saving? Connect with an advisor to build a long-term retirement, investment, or wealth strategy.

Resources & Insights

Know more. Decide better.

Decorative graphic
Financial Education Center

Browse articles, tips, and practical advice on budgeting, saving, credit, and everyday banking.

Decorative graphic
Financial Calculators

Estimate loan payments, set savings goals, and explore financial scenarios with easy-to-use calculators.

Decorative graphic
Find a Branch

Connect with a local banker, schedule an appointment, or visit one of our locations in Wisconsin, Michigan, or Florida.

Common Questions

Frequently Asked Questions

You might find what you’re looking for right here.

The minimum opening deposit for an InSight Savings Account is $25. You can open online in minutes or at any of our Michigan, Wisconsin, or Florida branches.

InSight Savings Accounts earns competitive interest rates. Visit our Rates page for the most up-to-date APY and see how your savings can grow.

The InSight Savings Account has no monthly maintenance fees or minimum balance requirements. You can focus on growing your savings without worrying about extra charges or tracking balance requirements.

Yes. All IncredibleBank deposit accounts are FDIC insured up to the standard limits.

You can access your savings anytime using the IncredibleBank mobile app or online banking. Additionally, you can visit any of our Michigan, Wisconsin, or Florida branches to manage your account in person.

You can set up automatic transfers to your InSight Savings Account to make saving effortless. Then, monitor your progress anytime through online or mobile banking — whether you’re building an emergency fund, saving for a vacation, purchasing a car, buying a home, or planning for a motorcoach.

You can deposit checks using mobile banking, transfer funds from another account via ACH, or access your money through linked accounts and ATMs. If you’re near a branch, you can also make deposits or withdrawals in person.

Yes. You can continue to manage your InSight Savings Account from anywhere in the U.S. via online or mobile banking. In-person services are available at our branches in Michigan, Wisconsin, and Florida if you ever need them.

Ready to experience Incredible?

IncredibleBank grew from entrepreneurial roots into a nationally recognized bank—but one thing hasn't changed: our commitment to being Incredible for our customers, communities, and team members.