PERSONAL BANKING

Find the Checking Account That Fits.

Compare features, fees, and benefits side-by-side to determine whether InSight Checking or InFocus Checking is the right fit for your financial goals.

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$25 Minimum to Open
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30,000+ Fee-Free ATMs
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Mobile & Online Banking
Compare Your Options

Find the Account That Fits.

Not sure which checking account is right for you? Compare InSight Checking and InFocus Checking side-by-side to find the account that matches the way you bank.
InSight Checking
InFocus Checking
Best For
Everyday banking and spending
Customers who maintain higher balances and want to earn interest
Monthly Fee
None
$7 (waived with $2,500 daily balance)
Interest-Earning*
No
Yes
Get Paid Early**
Yes
Yes
Free Cashier's Checks
No
Yes
Minimum to Open
$25
$25
If You Want To...
Keep banking simple and avoid monthly fees
Earn interest while maintaining a higher balance
Fee-Free ATM Access
30,000+
30,000+

*Interest earnings are subject to the terms and rates listed on our Rates Page.
**We generally make these funds available the day we receive the payment file or two days prior to the scheduled payment date, whichever comes later. Whether a direct deposit is eligible for early access is at our discretion and we cannot guarantee that you will always receive your direct deposit funds prior to the scheduled payment date.

Common Questions

Frequently Asked Questions

You might find what you’re looking for right here.

Both accounts include debit card access, digital banking, and access to 30,000+ fee-free ATMs. The primary difference is that InFocus Checking earns interest and has a monthly maintenance fee that can be waived with a qualifying balance, while InSight Checking does not earn interest and has no monthly maintenance fee.

If you want simple, no-fee checking, InSight Checking is ideal. If you maintain higher balances and want to earn interest, InFocus Checking is your best option.

The $7 monthly maintenance fee is waived when you maintain a $2,500 daily account balance.

Yes. InFocus Checking is an interest-earning checking account designed for customers who maintain higher balances and want their money working for them while remaining accessible for everyday banking.

Both InSight and InFocus Checking accounts require a minimum opening deposit of $25.

Yes! You can switch from InSight to InFocus (or vice versa) at any time. Contact your local branch or online support for assistance.

Yes. Both InSight Checking and InFocus Checking can be opened online. You'll need basic personal information and an opening deposit to get started.

Yes. Both accounts include a Visa® debit card, access to 30,000+ fee-free ATMs, online banking, mobile banking, Bill Pay, eStatements, and early access to qualifying direct deposits.¹

¹We generally make these funds available the day we receive the payment file or two days prior to the scheduled payment date, whichever comes later. Whether a direct deposit is eligible for early access is at our discretion and we cannot guarantee that you will always receive your direct deposit funds prior to the scheduled payment date.

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