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Put your money to work without locking it away.
InFocus Money Market — the high-yield stability your balance deserves, backed by a local banker who moves at your pace.
A money market account that works as hard as you do.
When your savings balance starts to grow, your account should work harder, too. InFocus Money Market helps you earn tiered interest while keeping your funds accessible for whatever comes next.
The more you save, the more your money can work for you with competitive tiered rates.
When questions come up, you'll have access to a real person who knows your goals and can help you navigate your options.
Manage your account through online and mobile banking, account alerts, and digital tools designed to keep you connected.
Growth when you want it.
Access when you need it. InFocus Money Market combines the earning potential of a savings account with the flexibility and access you expect from everyday banking.
Everything this account comes with.
We provide the digital tools and institutional safety you expect, combined with the personal service only a community bank can offer.
Earn more than standard savings without a lock-in period.
Your interest rate increases automatically as your balance grows.
Convenient access to your funds when opportunities arise.
Access your money when needed without transferring funds elsewhere.
Manage balances, transfers, deposits, and account activity anytime.
Get help from a banker who understands your goals and financial priorities.
InFocus Money Market works well for customers who are—
You want to earn more on savings while keeping funds available when life happens.
You're setting aside money for a home, vehicle, or other significant investment.
You want competitive earnings while maintaining flexibility and access to your money.
You have higher balances and want better earning potential without locking funds into a CD.
Find the Account That Fits.
*Interest earnings are subject to the terms and rates listed on our Rates Page
Products that work better together.
The perfect home for your everyday spending, designed to link seamlessly with your Money Market for instant transfers.
Ready to put idle balance to work? Lock in a premium fixed rate for funds you don't need immediate access to.
Ready to think beyond your savings balance? Connect with an advisor to build a long-term retirement or investment strategy.
Know more. Decide better.
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Frequently Asked Questions
You might find what you’re looking for right here.
An InFocus Money Market account is a higher-yield savings account that offers tiered interest based on your balance, while keeping your funds accessible for day-to-day needs or larger financial goals.
You can start with as little as $25, making it easy to begin growing your savings right away.
Yes, the account has a $10 monthly maintenance fee, which can be waived when you maintain a minimum daily account balance of $2,500.
You can access your funds anytime via online banking, mobile app, or at one of our branches in Michigan, Wisconsin, or Florida. Our team is always happy to assist in person or by phone.
Yes. All IncredibleBank deposit accounts are FDIC insured up to the standard limits.
It’s ideal for customers who maintain higher balances and want stronger returns than a standard savings account while keeping their funds liquid.
Yes — you can link your Money Market account to your checking or savings accounts to easily transfer funds and set up sweeps that help manage your balances.
The interest rate increases as your balance moves into higher tiers. Check our current Money Market APY rates to see how much you can earn at each level.