BUSINESS BANKING

Help protect your business from payment fraud.

Positive Pay helps identify unauthorized check and ACH activity before funds leave your account, giving your business greater control over payment security.

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Check Positive Pay
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Payee Positive Pay
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ACH Positive Pay
Protecting your business with Positive Pay
WHY INCREDIBLEBANK

Fraud protection tailored to your business.

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Enhanced Security

Help identify unauthorized transactions before they impact your business.

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Automated Monitoring

Transactions are reviewed and exceptions are flagged for your attention.

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Flexible Protection

Choose the level of Positive Pay services that best fits your business.

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Peace of Mind

Spend less time worrying about payment fraud and more time running your business.

POSITIVE PAY OPTIONS

Choose the protection that's right for your business.

Positive Pay offers multiple layers of fraud prevention designed to help protect your business from unauthorized payment activity.

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CASH MANAGEMENT SOLUTIONS

Explore more ways to streamline your business finances.

ACH, payroll, fraud prevention, payment acceptance, and more. Explore our full suite of cash management solutions designed to help your business operate more efficiently.

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"You are clearly not a number or dollar sign to them, they ask you about your day, and—here's the crazy part—they actually listen to your response!"

Mick Whitewood
IS POSITIVE PAY RIGHT FOR YOU?

Businesses with payment activity benefit most.

Positive Pay is designed for businesses looking to reduce fraud risk and gain greater control over payment activity.

Protect against altered, counterfeit, or unauthorized checks.

Monitor electronic transactions for unexpected activity.

Review exception items before transactions are processed.

Add another layer of protection to your treasury management strategy.

OUR BUSINESS BANKERS

Meet Our Cash Management Team

Work with experienced Treasury Management professionals who can help evaluate your risk exposure, recommend the right Positive Pay services, and guide you through setup.

Select a location
National
Florida
Michigan
Wisconsin
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Christopher Ashburn
VP, Cash Management
National
T: 
715-348-1458
E: 
cashburn@incrediblebank.com
National
Titus Langlois
Cash Management Sales Officer
Middleton, WI
T: 
608-203-9802
E: 
tlanglois@incrediblebank.com
Wisconsin
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OUR FOUNDATIONS

The pillars of an Incredible culture.

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Local Decision-Making

Work with bankers who understand your business and your market.

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Responsive Support

Get direct access to knowledgeable professionals when questions arise.

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Built on Relationships

We focus on long-term partnerships that help businesses operate with confidence.

RESOURCES & INSIGHTS

Know more. Decide better.

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Business Resource Center

Explore articles, insights, and practical guidance on cash flow management, fraud prevention, treasury services, and business growth.

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Financial Calculators

Estimate payments, evaluate financing options, and plan for future business needs.

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Find a Branch

Connect with a local banker, schedule an appointment, or visit one of our locations in Wisconsin, Michigan, or Florida.

Common Questions

Frequently Asked Questions

You might find what you’re looking for right here.

Positive Pay is a fraud prevention service that helps businesses identify unauthorized check and ACH transactions before they are processed.

Check Positive Pay compares presented checks against your authorized issue file. Payee Positive Pay adds payee verification, while ACH Positive Pay helps monitor electronic transactions and identify unexpected activity.

You provide authorized check or ACH information, transactions are monitored against that information, and exception items are flagged for review.

Only transactions that do not match your authorized information are flagged as exceptions for review.

Yes. ACH Positive Pay helps businesses monitor electronic transactions and identify unauthorized or unexpected ACH activity.

Ready to experience Incredible?

IncredibleBank grew from entrepreneurial roots into a nationally recognized bank—but one thing hasn't changed: our commitment to being Incredible for our customers, communities, and team members.