Finance the home improvements you've been planning.
Whether you're remodeling a kitchen, replacing a roof, or tackling a larger renovation, a home improvement loan can help you invest in your home without putting your plans on hold.

Everything you need to renovate with confidence.
Your loan is reviewed by experienced lenders who understand your goals—not an out-of-state committee.
Finance projects large or small with loan options designed around your budget and timeline.
We'll help you choose the financing solution that makes the most sense for your renovation.
Borrow with confidence from a trusted community bank committed to helping homeowners succeed.
Invest in the home you already love.
A home improvement loan can help you tackle renovations that make your home more comfortable, functional, and valuable. Whether you're updating one room or transforming your entire home, we'll help you choose financing that fits your project.

Plan your next home project.
Explore today's rates before deciding which financing option is right for your project.
Estimate your monthly payment so you can budget for your renovation with confidence.
Talk with an experienced mortgage lender about your project and financing options.
Gather these items before you begin.
Having a few key documents ready can help make your mortgage application smoother and keep your homebuying journey moving forward.
A description of your renovation, estimated costs, and contractor information if available.

Income documentation, bank statements, and information about your available assets.

Government-issued ID and authorization to review your credit history.

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The people behind your loan.
Every home improvement project is different. Our mortgage experts take the time to understand your goals and help you choose a financing solution that fits your plans.
The IncredibleBank Mortgage Blog.
More Home Financing Solutions
Building instead of renovating? Learn about financing designed for new construction.
Not planning to renovate just yet? Grow your savings today so you're ready when your next home project comes along.
Already own your home? Refinancing may help you access equity for larger renovation projects.
Frequently Asked Questions
You might find what you’re looking for right here.
Home improvement loans may be used for projects such as kitchen and bathroom remodels, roofing, siding, windows, additions, flooring, HVAC systems, and more. Talk with a mortgage lender about your specific project.
Yes. Home improvement financing can often be used for both necessary repairs and planned upgrades that improve your home's value or functionality.
Not always, but having estimates can help us better understand your project and determine the financing that best fits your needs.
Some projects may qualify for financing if you plan to complete the work yourself, while others may require licensed contractors. We'll discuss your project during the application process.
Loan amounts depend on several factors, including your credit, income, available equity (if applicable), and the scope of your project.
Our mortgage lenders can help you compare your options and determine whether a home improvement loan, refinance, or another financing solution is the best fit for your goals.













