HOME IMPROVEMENT LOANS

Finance the home improvements you've been planning.

Whether you're remodeling a kitchen, replacing a roof, or tackling a larger renovation, a home improvement loan can help you invest in your home without putting your plans on hold.

Home improvement loans from IncredibleBank
Why IncredibleBank

Everything you need to renovate with confidence.

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Local Lending Decisions

Your loan is reviewed by experienced lenders who understand your goals—not an out-of-state committee.

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Flexible Financing

Finance projects large or small with loan options designed around your budget and timeline.

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Local Guidance

We'll help you choose the financing solution that makes the most sense for your renovation.

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FDIC-Insured. Equal Housing Lender.

Borrow with confidence from a trusted community bank committed to helping homeowners succeed.

LOVE WHERE YOU LIVE

Invest in the home you already love.

A home improvement loan can help you tackle renovations that make your home more comfortable, functional, and valuable. Whether you're updating one room or transforming your entire home, we'll help you choose financing that fits your project.

Renovating a home you love
find your way

Plan your next home project.

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Check Current Mortgage Rates

Explore today's rates before deciding which financing option is right for your project.

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Calculate Monthly Payment

Estimate your monthly payment so you can budget for your renovation with confidence.

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Meet Your Local Lender

Talk with an experienced mortgage lender about your project and financing options.

GETTING STARTED IS STRAIGHTFORWARD

From project plans to completed renovations. Here's what to expect.

Transform your home with financing designed to support your renovation goals. We'll help you explore your options and move confidently from planning to project completion.

Building a new home
1
Tell Us About Your Project

Share your renovation goals, estimated costs, and timeline so we can recommend the right financing solution.

Mortgages built for homebuyers
2
Choose the Right Loan

We'll help you compare financing options and complete your application.

Renovating a home you love
3
Start Improving

Once your loan closes, you can begin bringing your renovation plans to life.

WHAT YOU'LL NEED

Gather these items before you begin.

Having a few key documents ready can help make your mortgage application smoother and keep your homebuying journey moving forward.

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YOUR MORTGAGE TEAM

The people behind your loan.

Every home improvement project is different. Our mortgage experts take the time to understand your goals and help you choose a financing solution that fits your plans.

Select a location
National
Florida
Michigan
Wisconsin
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Angela Stephens
VP Home Lending
Wausau, WI
NLMS #: 
478339
T: 
715-297-2158
E: 
astephens@incrediblebank.com
Wisconsin
Marne Renn
Home Lending Officer
Wisconsin’s Northwoods
NLMS #: 
259409
E: 
mrenn@incrediblebank.com
Wisconsin
Mike Mattila
Home Lending Officer
Marquette, MI
NLMS #: 
470147
T: 
906-360-2487
E: 
mmattila@incrediblebank.com
Michigan
John Rasinowich
Home Lending Officer
Houghton, MI
NLMS #: 
470157
T: 
906-281-3434
E: 
jrasinowich@incrediblebank.com
Michigan
Samantha Riedel
Home Lending Officer
Iron Mountain, MI
NLMS #: 
470158
T: 
906-282-9314
E: 
sriedel@incrediblebank.com
Michigan
Carmen Schipferling
Home Lending Specialist
Ironwood, MI
NLMS #: 
470146
E: 
cschipferling@incrediblebank.com
Michigan
Lori Josiger-Bloch
Home Lending Officer
Wausau, WI
NLMS #: 
609636
E: 
ljosiger-bloch@incrediblebank.com
Wisconsin
Tyler Lang
Home Lending Officer
Wausau, WI
NLMS #: 
1889867
T: 
715-581-8223
E: 
tlang@incrediblebank.com
Wisconsin
Kristen Derocha
Home Loan Officer
Cape Coral, FL
NLMS #: 
470126
T: 
906-361-2040
E: 
kderocha@incrediblebank.com
Florida
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EXPLORE MORE OPTIONS

More Home Financing Solutions

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Construction Loans

Building instead of renovating? Learn about financing designed for new construction.

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Save for Future Projects

Not planning to renovate just yet? Grow your savings today so you're ready when your next home project comes along.

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Refinance

Already own your home? Refinancing may help you access equity for larger renovation projects.

Common Questions

Frequently Asked Questions

You might find what you’re looking for right here.

Home improvement loans may be used for projects such as kitchen and bathroom remodels, roofing, siding, windows, additions, flooring, HVAC systems, and more. Talk with a mortgage lender about your specific project.

Yes. Home improvement financing can often be used for both necessary repairs and planned upgrades that improve your home's value or functionality.

Not always, but having estimates can help us better understand your project and determine the financing that best fits your needs.

Some projects may qualify for financing if you plan to complete the work yourself, while others may require licensed contractors. We'll discuss your project during the application process.

Loan amounts depend on several factors, including your credit, income, available equity (if applicable), and the scope of your project.

Our mortgage lenders can help you compare your options and determine whether a home improvement loan, refinance, or another financing solution is the best fit for your goals.

Ready to experience Incredible?

IncredibleBank grew from entrepreneurial roots into a nationally recognized bank—but one thing hasn't changed: our commitment to being Incredible for our customers, communities, and team members.