New Neighbor CD

Helping our neighbors save smarter.

We love being part of the Cape Coral community, and we wanted to share something special with our neighbors—just for Florida residents.

Placeholder graphic
NEW NEIGHBOR savings DETAILS

Grow your savings while keeping your money accessible.

Our New Neighbor Savings account gives Florida residents a competitive rate, convenient access to their money, and an easy way to experience what being an IncredibleBank customer is all about.

3.56% Annual Percentage Yield (APY)¹
3.50% Interest Rate¹
Available to Florida Residents
Why Choose the New Neighbor Savings?

A simple way to experience IncredibleBank.

Open the account, use our digital banking tools, and experience the service and support behind the Incredible Customer Experience℠.

Icon frame
Competitive Savings Rate

Earn a 3.56%¹ Annual Percentage Yield on your New Neighbor Savings balance.

Icon frame
Flexible Access

Keep your money available while continuing to earn interest toward your savings goals.

Icon frame
Local Banking Support

Bank online, use our mobile app, or visit either of our Cape Coral locations for personal assistance.

Your Local Team

Meet your Cape Coral bankers.

Robin Cota
Market Manager
Cape Coral - Skyline, FL
T: 
239-837-0715
E: 
rcota@incrediblebank.com
Florida
Sergio Nascimento
Market President
Cape Coral, FL
T: 
239-837-0730
E: 
snascimento@incrediblebank.com
Florida
Open Your Account

Getting started is simple.

Open your New Neighbor Savings account online or visit one of our Cape Coral branches for help.

1
Enter Your Florida ZIP Code

We'll use your ZIP Code to verify eligibility for the New Neighbor Savings account.

2
Choose New Neighbor Savings

Once your ZIP Code is verified, select the New Neighbor Savings account from the available account options.

3
Open Your Account

Complete your secure online application and start earning a competitive rate.

Keep Exploring

Continue your financial journey in Southwest Florida.

Icon frame
InSight Checking

Open a checking account with convenient digital banking and local service for customers throughout Cape Coral, North Fort Myers, and nearby communities.

Icon frame
IncredibleMortgage

Whether you're buying your first Florida home, refinancing, or planning your next move, our lenders help customers throughout Lee County and Southwest Florida.

Icon frame
InFocus Money Market

Beyond your New Neighbor CD, explore savings and money market options that help customers in Cape Coral and across Southwest Florida continue building toward their financial goals.

Disclosures
Expand All

¹ Only available in Florida ZIP Codes. At our discretion, rates may change at any time after the account is opened. Account fees may reduce your earnings. Offer subject to change without notice. All account applications are subject to approval. Interest rates and Annual Percentage Yields are accurate as of October 8, 2026.

Daily Balance Interest Rate APY
$0 - $19,999.99 3.56% 3.50%
$20,000 and above 3.56% 3.50%

‍