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Choose the People Behind Your Banking
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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Why incrediblebank
Your bank should be your choice.
At IncredibleBank, we believe banking is about more than products and technology. It's about the people behind every interaction. If you're considering what's next, choose a bank built around real people, modern banking tools, and service that puts your needs first.
Real People
No phone trees. No bots. Just local bankers ready to help when you need them.
Fast Responses
Get the answers you need without unnecessary delays.
Banking Built Around You
You're more than an account number. We take the time to understand your goals and recommend solutions that fit.
Modern Digital Banking
Deposit checks, pay bills, transfer money, manage your cards, and bank wherever life takes you.
our promise
More than customer service. It's our promise.
At IncredibleBank, every interaction is guided by our Incredible Customer Experience promise. Whether you visit a branch, call our team, or bank online, we're committed to making banking feel more personal, more responsive, and easier to navigate.
Your Next Move
Know what you want to do next?
Find the Right Checking Account
Compare our checking accounts to find the one that best fits your needs.
Open Your IncredibleBank Account
Complete your application online in minutes or visit a nearby branch.
Visit a Nearby Branch
Questions? Visit your nearest branch and we'll help you make the switch.
Compare Your Options
Find the Account That Fits.
Whether you're replacing your everyday checking account or looking for a smarter way to save, IncredibleBank offers personal accounts designed around your financial goals.
InSight Checking
InFocus Savings
InFocus Money Market
Best For
Everyday banking
Growing your savings
Higher balances
Monthly Fee
None
None
$10 (waived with $2,500 daily account balance)
Earns Interest*
No
Yes
Yes
Digital Banking
Yes
Yes
Yes
Key Benefits
No monthly fee
Early direct deposit
30,000+ fee-free ATMs
Early direct deposit
30,000+ fee-free ATMs
Interest earning
No monthly fee
Easy account access
No monthly fee
Easy account access
Tiered interest
$25 minimum to open
Easy access to funds
$25 minimum to open
Easy access to funds
*Interest earnings are subject to the terms and rates listed on our Rates Page*Interest earnings are subject to the terms and rates listed on our Rates Page
Common Questions
Frequently Asked Questions
You might find what you’re looking for right here.
Can I open an account entirely online?
Yes. Most personal accounts can be opened online in just a few minutes. If you'd rather work with someone in person, visit any IncredibleBank branch and we'll be happy to help.
Do I have to switch all of my accounts?
No. You can start with the account that makes the most sense for you today, whether that's checking, savings, or a money market account.
What if I have questions during the switch?
Our team is here to help. Visit a nearby branch or give us a call at 1-888-842-0221, and we'll walk you through the process and answer your questions.
Which account is right for me?
It depends on your financial goals. Compare our personal accounts on this page, or visit a branch to get recommendations from one of our bankers.
Is my money FDIC insured?
Yes. All IncredibleBank deposit accounts are FDIC insured up to the standard limits.
Can I bank if I don't live near a branch?
Absolutely. You can open an account online and manage it using Online Banking and our mobile app from virtually anywhere.